TERMS OF SERVICE

By purchasing access to the $100K Business Credit Playbook™ (“the Program”), you agree to the following Terms of Service. These terms define the scope of the Program, your responsibilities, support eligibility, and limitations of liability.

This document constitutes the full and final agreement between you and the Program provider.

1. Program Overview

The Program provides educational training and implementation guidance related to:

Business formation and structure

Business credit profile setup and alignment

Vendor, tradeline, and bank application strategy

Risk reduction and approval optimization

The Program does not guarantee approvals, credit limits, funding amounts, or timelines. Business credit decisions are controlled by third-party lenders and bureaus, not the Program provider.

2. No Results or Funding Guarantee

No program can force a lender approval.

Anyone claiming guaranteed funding or guaranteed approvals is misrepresenting how business credit works.

Accordingly:

No specific funding outcome is promised

No credit limit amount is guaranteed

No lender approval is guaranteed

Your results depend on your business profile, industry, creditworthiness, lender criteria, timing, and execution.

3. Implementation Support Guarantee

While results cannot be guaranteed, execution support is guaranteed under the following conditions.

What We Guarantee

If you:

Follow the steps taught inside the Program, and

Reach a point where progress stalls or approvals are unclear

We guarantee implementation support, which includes:

A review of your business credit setup and data alignment

Identification of risk signals or blocking issues

Clear guidance on what to correct before applying again

Direction on what to avoid to prevent stacking denials

A defined next action so you are not guessing or repeating mistakes

You will not be told to “just try again.”
You will not be left without direction.

This is execution support, not a promise of approvals or funding.

4. Support Eligibility Requirements

To receive implementation support under this guarantee, you must:

Own an active LLC with a valid EIN

Use consistent and accurate business information across records

Complete the relevant sections of the Program before requesting support

Provide accurate information when asked for review

Support is based on the information you provide. Incomplete or inaccurate data may limit the effectiveness of guidance.

5. Excluded Industries

Businesses operating in the following industries may be restricted or unsupported due to lender policies:

Gambling

Adult entertainment

Pornography or related services

Support outcomes may be limited or unavailable for these industries.

6. Refund Policy

The Program is a non-refundable digital product.

There are no refunds based on results, approvals, or funding outcomes.

The Implementation Support Guarantee provides guidance and clarity, not monetary reimbursement.

7. Chargeback Policy

By purchasing the Program, you agree that:

Filing a chargeback does not replace support or communication

Chargebacks filed without engaging support may be disputed

Documentation of Program access, usage, and support availability may be submitted to payment processors

Abuse of the chargeback process may result in account restriction or loss recovery actions.

8. No Professional Advice

The Program does not provide:

Legal advice

Financial advice

Tax advice

All information is educational. You are responsible for your own decisions and actions.

9. Limitation of Liability

The Program provider is not responsible for:

Denied or delayed applications

Lender policy changes

Credit bureau reporting issues

Financial or business outcomes

Participation is at your own risk.

10. Agreement

By purchasing the Program, you confirm that:

You understand no funding or approval guarantees exist

You understand the scope of the Implementation Support Guarantee

You accept the refund and chargeback policies

You agree to follow the Program before requesting support